Demographic Trends

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Demographic Trends

Car Sales Were Always Going Over This Cliff

The Retail Apocalypse. Carmageddon. Same story. Different industry. And we called both decades ago! Autos are the last splurge for aging Baby Boomers. Their kids leave the nest and finally

Demographic Trends

Deflation: There’s an App for That

Once in a while I see a financial news headline so obviously ridiculous, I feel I should look at the writer with pity in my eyes and pat them on

Demographic Trends

Flags and the Fallen

I get annoyed with articles and reports that assume we’re stupid. As if flashing “Sale!” signs and the smell of sunscreen somehow make us forgetful. They don’t. We know that

Health Care

One Approach to High Healthcare Costs

In 2015, I thought my healthcare renewal statement was wrong. The premium for my shrinking family of three (two adults and one child) was increasing by more than 30%, to

Education

It’s Time to Kick This New Mafia in the Balls

Just look at this chart! If you were born in 1980, you only have a 50% chance of making more money than your parents. But if you were born in

Retirement

Pick Your Neighborhood Carefully

To make good on a promise to my wife, a native Texan, we just completed our move from Florida back to Texas. When we left the Lone Star State in

Retirement

Let’s Stiff the Government Together

I’m downright fanatical about lowering my tax bill. In my youth, I would quite literally skip meals so I could scrounge up the cash to max out my 401(k) plan

Retirement

How to Stretch Your Retirement Dollars

One thing I’ve enjoyed over my many years is overseas travel. I’ve been able to satisfy my attraction to very different foreign cultures. At the same time, I’ve taken advantage

Retirement

Here’s to Last-Minute Tax Moves

It’s almost tax filing deadline day. Pop the balloons and streamers, right? But, really, it’s almost here. The federal income tax filing deadline this year is less than two weeks

Retirement

Wasting Away Again in Margaritaville

I grew up around the Gulf Coast and spent a fair amount of my childhood on the water and the beach. I can handle a power boat, I can sail,