The last few days we’ve been asking readers what their biggest retirement concerns are. Teresa will report back with more details on Saturday, but the responses so far show that, number one, people fear they’ll outlive their money. Number two is that rising healthcare costs and deteriorating health will erode their quality of life. And number three is the BIG question mark: will they get the retirement benefits they’ve been promised?

I have no intention of retiring (unless health becomes an issue). I couldn’t possibly survive the boredom. But that doesn’t mean I don’t have any retirement concerns.

While those top three points are critical, I have an even BIGGER retirement concern, and I tell you all about it in this week’s video, which you can watch now.

Research from John Hussman shows that if you buy stocks at today’s levels, you’ll LOSE 2% to 3% a year over the next 10 years. That’s crazy and doesn’t even take into account our more bearish economic fundamental indicators.

What the hell are you supposed to do?

Well, watch today’s video for some immediate insights, and then stay tuned to your Economy & Market emails because we’ll be tackling this question over the course of the next several weeks.

And read what Charles has to say below and see if you’re on track for retirement.


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Harry Dent
Harry studied economics in college in the ’70s, but found it vague and inconclusive. He became so disillusioned by the state of the profession that he turned his back on it. Instead, he threw himself into the burgeoning New Science of Finance, which married economic research and market research and encompassed identifying and studying demographic trends, business cycles, consumers’ purchasing power and many, many other trends that empowered him to forecast economic and market changes.