Right now, the American dream of owning a home is getting further and further out of reach for much of the middle class.

And as this historic real estate bubble grows even larger, middle-class households all over the country are really feeling the pinch in terms of cost-of-living.

Take the San Francisco metro area for example, where a household needs an annual income of at least $188,000 to afford an average two-bedroom house or apartment, assuming no more than 30% of income is spent on housing.

That’s insane!

The problem is that the median income in the San Francisco metro area is only just above $96,000, which makes housing unaffordable by over 80%!

And this isn’t even the worst example of unaffordability in the U.S.

In our latest infographic, we look at the 10 metro areas in the U.S. most cost-burdened by renting or owning a home.

All the areas included on this list are also included in U.S. News & World Report’s most recent Top 20 Most Desirable Cities.

With a real estate bubble this inflated, a painful correction is due to hit. Click the image below to find out what areas of the country will fall the hardest in the next year or two.

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Harry Dent
Harry S. Dent Jr. studied economics in college in the ’70s, but found it vague and inconclusive. He became so disillusioned by the state of his chosen profession that he turned his back on it. Instead, he threw himself into the burgeoning new science of finance where identifying and studying demographic, technological, consumer and many, many other trends empowered him to forecast economic changes. Since then, he’s spoken to executives, financial advisors and investors around the world. He’s appeared on “Good Morning America,” PBS, CNBC and CNN/Fox News. He’s been featured in Barron’s, Investor’s Business Daily, Entrepreneur, Fortune, Success, U.S. News and World Report, Business Week, The Wall Street Journal, American Demographics and Omni. He is a regular guest on Fox Business’s “America’s Nightly Scorecard.” In his latest book, Zero Hour: Turn the Greatest Political and Financial Upheaval in Modern History to Your Advantage, Harry Dent reveals why the greatest social, economic, and political upheaval since the American Revolution is on our doorstep. Discover how its combined effects could cause stocks to crash as much as 80% beginning just weeks from now…crippling your wealth now and for the rest of your life. Harry arms you with the tools you need to financially prepare and survive as the world we know is turned upside down! Today, he uses the research he developed from years of hands-on business experience to offer readers a positive, easy-to-understand view of the economic future by heading up Dent Research, in his flagship newsletter, Boom & Bust.